Pension annuities require a series of fixed payments from you over a period of years so that you have a reliable income during retirement. The payment frequencies are monthly, quarterly, semi-annual and annual.

Having a Social Security Number (SSN) is a must for collecting Social Security benefits and for availing other government services. This is an important piece of document, and it is recommended that it be kept safe and is not necessary to be carried in person always.

Proprietors of any business know the value of insurance policies. Whether you own is a small or large business, an insurance is an absolute necessity. There is no ambiguity about it because the money you invest in an insurance would eventually protect your business.

The Social Security Number (SSN) and card issued is an important document which is with you throughout your life, and not just in your retirement. It is needed if you need any benefits (disability benefits, survivor benefits) or if you need a record of your earnings.

The coverage loopholes left by your health insurance plan are filled in by supplemental insurance. Many different types of supplemental insurance plans are available to support health issues. Supplementary insurance can be bought either directly from the supplement insurance company or from an agent.

Unlike traditional home loans, reverse mortgages and all information about it, beginning from explaining its concept, to finding the best rates for seniors who can qualify for this, are neither easy to find or comprehend.

If you are unaware of what Medicare is – it is a health insurance that caters to people above the age of 65. Medicare also provides insurance for people under 65 with certain disabilities, including end-stage renal disease.

Dental insurance is an area in which a lot of questions prevail for the normal Medicare policy does not cover the costs of routine dentistry services such as tooth extractions, root canals, fillings, and cleanings.