One of the most prevalent retirement plans available is the 401(k) plan sponsored by the employer, which allows an employee to segregate his paycheck so that a part goes into his retirement plan.

Online banking, also known as internet banking, is an electronic payment system that enables customers of a bank to conduct a range of financial transactions through the bank’s website. Here is a list of the top online bank accounts:

Particularly this retirement calculator is more efficient than the other ones. You will get all the forecasts of retirement savings needs, adjusting for inflation etc. It also helps you plan a modern retirement with phased income, part-time business income, real estate income, and many other income streams.

Bank accounts are of many types. Here is a list of the basic types of bank accounts: Savings account: These are the accounts which inculcate the habit of savings amongst customers.

As tempting as the amenities provided by a brokerage firm may sound, ever wondered what’s in it for them? And why and how they can pull off these tempting offers to woo customers?

In the days when expenses have drastically increased, one need not mention how the college tuition fee is soaring higher than ever. Increasing at a rate of 6 percent per year, it is decreasing opportunities and affordability for students at a much higher rate.

Loans contribute to form a significant part of the funds that come under financial aid. As all loans do, the financial aid loans also need repayment. However, as they are being offered to a student who hasn’t yet started full-fledged earning lifestyle, the government makes sure to provide them with the best possible terms.

Once you’ve filled your FAFSA and received your student aid report, a particular amount under the name of financial aid will be allocated to you, given that you meet all the basic eligibility criteria.